Auto Car Insurance Blog

Reader’s Question:

What if I got into a car accident in Tucson, Arizona and someone sues me, what if I think the car accident is my fault, should I say so?

Bryan

Tucson, AZ

The Arizona Motor Vehicle Division (MVD) wants to make sure that everyone on its roads is protected and safe. For that same reason, it requires that all vehicles, including motorcycles, mopeds, and golf carts, be covered with liability insurance from a company that is authorized to provide the service in Tucson, Arizona.

If you get sued, contact your insurance agent and your lawyer

Reader’s Question:

I got into a car accident in Davenport, IA where an insured motorist ran a red light and totaled my car. I did not have car insurance at the time which I got ticketed for since it is an Iowa law, but I was just switching policies. Will this make a difference in the at fault party’s insurance paying for my medical bills and my car damages?

Judith

Davenport, IA

The state of Iowa does not have a compulsory insurance law but does require motorist to be financially responsible for car accident damage or

Reader’s Question:

I heard that if you are in a parking lot accident in Shreveport, Louisiana each person is responsible for their own vehicle repairs, is that true?

Johann

Shreveport, LA

It depends on the details of the accident and if there is a clear cut driver at fault or not. As with most of parking lot accidents it will be up to state negligence laws and an investigation from the insurance companies involved in determining whose fault was the accident. If the insurance companies involved found that each party has 50 percent to blame for

Reader’s Question:

I’m moving to Waterloo, Iowa within the next six months and I do want to bring my car with me there after my current car insurance policy expires. Are there any minimum car insurance coverage limits in Iowa that I should be aware of?

Jim

Waterloo, Iowa

Yes, under The financial responsibility laws of the state of Iowa, car owners and drivers are required to show at least a minimum capacity to meet financial obligations arising

Looking to satisfy the legal limits required by FL? Visit OnlineAutoInsurance.com’s Florida auto insurance page to get information, instant quotes and buy policy online, even with a bad driving record. Those with DUI don’t have to overpay on coverage even if they need an SR22.

It is a requirement in Florida to have automobile insurance when owning and driving a vehicle. Under this state requirement there are general state minimums and there are also different sets of minimums depending on prior driving history. OnlineAutoInsurance.com offers information on not only the minimums in Florida, but also info on what type of coverage

Reader’s Question:

What is a Loss Damage Waiver form and what does it do? My Car Insurance agent here in Allentown, Pennsylvania suggested I get one since they said my car insurance policy might not be able to fully cover me if I get in a car accident driving a rental car.

Luke

Allentown, PA

A Loss Damage Waiver form (LDW), which could also be known as Collision Damage Waiver or Optional Vehicle Protection, is a type of temporary auto insurance that protects or “waives” car rental customers

Teenagers are notorious for having ridiculously high car insurance premiums. Most of us just accept this fact as is and just do not bother to give it a second thought. The fact is, insurance premiums do not always have to be so much for teenage drivers and by looking around and doing a bit of work, those premiums can be greatly reduced.

The first task is to find an insurance company that does not hold all teenagers in the same negative light. While there are

Reader’s Question:

I have GEICO as my car insurance provider here in Memphis, Tennessee. I haven’t talked to them yet but I’m planning to bring my vehicle overseas. Will I still get car insurance coverage?

Anthony

Memphis, TN

Depending on who your car insurance provider is you may or may not get the same car insurance coverage you have there in Memphis, Tennessee when you bring your vehicle abroad. Overseas auto insurance is a little bit more complicated. Not all U.S based

Tips on auto insurance to help find cheaper rates from the right company - These tips help United States consumers with their insuring needs.

When we shop for auto insurance, we give importance to things like:

• Rates
• Customer Service
• Complaint History - Customer Satisfaction
• Claims Support
• Financial Stability

Use the following tips when shopping for coverage to ensure your carrier provides the above as any policyholder deserves.

Tips on Lowering Car Insurance Rates:

When shopping for car insurance rates we look for the lowest rate as long as it meets our expectations. Paying

Getting auto insurance along with towing coverage helps one get protection against those situations that most of us end up in at one point or another. Being stuck with an inoperative car or worse yet, being involved in an accident with an un-drivable vehicle.

Many assume that their coverage includes it. Take another look, just because you may have full coverage on your automobiles, it does not mean your towing coverage will be included. It is often that one finds out about not having that towing protection at the worse time; when they