Cheap Local Auto Car Insurance Quotes Online

Mercedes Benz, a luxury automobile brand known for cutting edge automotive technology is now developing technologies that can make driving safer, ultimately causing a dramatic reduction in serious injuries and deaths due to collisions.  Its new prototype named Experimental Safety Vehicle is packed with innovative safety features that have never before been seen in the automotive industry, which can initiate a downward movement in auto coverage costs. The car in essence becomes a massive airbag before a collision to prevent serious injuries to the driver and passengers. Basically the car has built-in video cameras and sensors around its chassis that ... (more) March 16, 2010

You finally get to buy your own car and you are obviously excited to drive around already. However, did you know that in Gainesville and the rest of Alabama where you live, you are not supposed to be driving a car while you are still uninsured? The state of Alabama is actually strict in implementing the law on auto insurance that policemen are tasked to do random surveys to make sure that everyone is covered. It is important to able to show an insurance card or bond certificate so you can keep your registration. What does it take to get ... (more) March 12, 2010

Financial experts have always cautioned drivers about extra rental car insurance programs, saying that these are borderline scams.  Car rental companies offer customers such coverage for $15 to $25 a day, which is hardly practical.  If you have auto insurance coverage or own a credit card, you normally wouldn’t worry about car damage liabilities.  It is a known fact that some auto insurance policies cover customers in accidents or collisions even where they are not using their own cars.  In addition, many credit card companies are willing to pay for the additional expenses that are not covered by your auto ... (more) March 11, 2010

A new bill which recently passed the Senate, could provide much needed relief to West Virginia drivers who for the longest time have been paying one of the highest auto insurance premiums in the country.  In fact, the average auto coverage fee in the state is double that of most states.  With the new bill, police officers would be required to equip their patrol vehicles with online devices that have access to active insurance policies in the state.  If an uninsured driver gets caught by police, his registration would be nullified in addition to paying hefty fines.  Supporters of the ... (more) March 10, 2010

Auto insurance premiums for the past two years have been steadily rising in most parts of the country.  With the current trend not showing any signs of slowing or reversing, consumers should expect auto insurance coverage to further rise.  Experts highly recommend drivers to scout for the cheapest premium rates to get the most out of their money. Some states have seen dramatic increases in insurance fees, with Montana among the highest, registering hikes of as much as 12.9%, depending on the model of the vehicle.  Some cars, most notably imported brands, are assessed with higher premiums due to their ... (more) March 9, 2010

Persons who have been convicted twice of driving under the influence of alcohol will be compelled to avail of increased liability insurance, if the legislator’s bill of Carroll County in Maryland is passed into a law. Republican District 5A Del. Tanya Shewell, who is a sponsor of the bill, is in favor of requiring persons who have had two drunken-driving convictions to avail of liability insurance worth $100,000 (for one individual injured or killed in a road mishap) and up to $300,000 (for two or more individuals injured or killed). Additionally, these persons will also be required to carry $100,000 ... (more) March 7, 2010

Several car models have been cited as the best cost-effective choices to ensure cheaper auto insurance rates, according to financial advisory site Doughroller.com. There are many factors, other than the automobile owned, that go into consideration that determine the cost of car insurance monthly premiums including location, age, credit history, gender, driving history and occupation. These categories, when broken down even further, reveal several variables which determine rates. However, one of the biggest factors is the car itself. Generally, auto insurance providers use the same criteria when they determine insurance costs for a certain brand or vehicle. Theft is the ... (more) March 6, 2010

Much has been said of the risky driving habits of elderly folks, and a lot of driving jokes have been created at their expense. It is a taken that older drivers have on average slower reaction times and weaker eyesight than younger drivers.  However one other pressing problem with this age group is that a good number of them are not aware of many important traffic rules. Many senior drivers admit to not having attended driving classes and seminars to update themselves of new traffic and road rules.  AARP Driver Safety Program, since 1979 has helped educate drivers and are ... (more) March 4, 2010

Credit score to many consumers, is a tool to get mortgage loans at reasonable rates.  However, not many people know that credit scores can also impact auto insurance premium.  In general, the higher your credit score is, the lower your auto insurance premium. Credit score encompasses almost all facets of your financial life.  It is thus important to maintain a good credit score since it can open doors of opportunities for you to make your life easier and more convenient. Auto insurance companies look at credit scores when they’re computing for insurance premiums.  This practice has been opposed by many ... (more) March 3, 2010

According to the Independent Insurance Agents & Brokers of America, it is estimated that about $4.8 billion each year is used to fix damages caused by potholes in the U.S. Around half-a-million auto insurance claims are also filed annually because of this hole-in-the-road. Aggravated by the weather and extreme snowstorms, potholes which normally occur during springtime are already causing trouble amongst motorists. As such, it is noted that there is a record number of potholes in the streets of Virginia and other states affected by the snow. Martha Meade, AAA Mid-Atlantic’s Manager of Public and Government Affairs implied the hazards ... (more) March 2, 2010