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Florida has now gained the unenviable distinction of being the number one hotspot in the US in terms of auto insurance fraud.  The past six months have seen a surge in fraudulent claims and staged accidents in the state according to the National Insurance Crime Bureau. These incidents have been a cause of concern for some time now for Floridian authorities and insurance companies.  Unfortunately, it is the innocent drivers who ultimately are affected and who are made to suffer in the end. The spate of dubious claims has led to a spike in insurance premiums in the state, as ... (more) March 8, 2010

According to Insurance Commissioner Adam Hamm, North Dakota state has the 3rd lowest automobile insurance rate in the entire nation. The official results were reported by the National Association of Insurance Commissioners’ in their recently issued “Auto Insurance Database Report (AIDR) 2006/2007.” This report, though seemingly outdated, is the most recent official report from the national association. In the report, North Dakotans pay 28 percent lower on average than the national average for auto insurance. The annual auto insurance expenditure in the sate is $657.63. The national average is $911.84. Hamm expressed that the result is a testament to the ... (more) March 5, 2010

The aftermath of the record levels of snowfall on Greater Baltimore in February has prompted insurance agents to move double time to aid clients who needed to file claims for car damages ranging from crumpled fenders to fallen gutters. There has been a sharp increase in calls for insurance claims since the onset of the snowstorms which began on February 6 and 9 to 10. The state has reported an economic loss of $830 million. Baltimore insurance agency Mason & Carter president Clark Carter said that the recent flurry of snowfall has been the worst natural catastrophe by far that ... (more) February 26, 2010

Several Californians enjoy the benefit of enrolling in the state’s Low Cost Automobile Insurance Program (CLCA). Since its inception in July 2000, the program has provided ‘low-cost liability insurance’ to car owners with good driving records that do not have the financial capability to avail of market-rate insurance. The economic recession in the previous year along with a state initiative to promote the CLCA has successfully encouraged more participation last year. The program’s policies are agreed upon by licensed insurance companies while the state administers it. Two years ago, Shasta County reported 175 successful sign-ups. It became first county to ... (more) February 24, 2010

After failing to enter into plea bargain with prosecutors, the case of the former head of Louisiana Citizens Property Insurance Corp. would go to trial this coming March 22. Terry Lisotta, the former executive, was accused of having committed theft by fraud. According to reports, Assistant Attorney General David Caldwell and defense lawyer David Courcelle held a more than an hour closed-door meeting in the presence of Judge Richard Anderson of the 19th Judicial District. The Louisiana Citizens Property Insurance Corp. is a non-profit organization aimed at providing insurance products “for residential and commercial property applicants who are in good ... (more) February 21, 2010

A New York senator is ushering in a proposal for federal law which he hopes will cause much needed rectification with regards to automobile insurance fraud crimes and criminals involved. New York Senator Chuck Schumer’s legislation, called the Cheaper Car Insurance Act of 2010, aims to bring in new federal penalties for automobile insurance fraud. Sen. Schumer said that the Cheaper Car Insurance Act would be able to prosecute fraudulent criminals with specific penalties. The Act was triggered by a recent report which shows that automobile insurance fraud incidents have been rising in New York which consequently increased insurance rates ... (more) February 20, 2010

The arrest of a woman alleged of having committed insurance fraud brought the number of individuals charged for the same offense to 420 in the State of Massachusetts. According to reports made by the state’s Insurance Fraud Bureau, the lawsuit against Matilda Gabin is the latest in a string of crackdowns made by investigators since 2003. Authorities reveal that Gabin was turned over by his former husband after the latter had “hounded” him into conspiring to make her car “disappear.” It turned out that Gabin, 28, wanted to buy a new car and desired to get rid of her 1999 ... (more) February 17, 2010

Texas and New York both take part in improving auto insurance for their local drivers. Senator Charles Schumer proposed a bill that will reinforce laws regarding car insurance fraud for New Yorkers. For Texas drivers, the public roads have become safer for motorists, which resulted to fewer accident claims and cheaper insurance costs. In New York, Senator Schumer has proposed a bill that will increase the penalty for auto insurance fraud and will create federal jail sentences for felons convicted of the said offense. Expediting the implantation of the said bill is Albany County State Senator Neil Breslin who is ... (more) February 16, 2010

Insurance agents headed by the Alabama Independent Insurance Agents, Inc. (AIIA) are lobbying Alabama’s Congress to enact a law that would pave the way for a real-time auto insurance verification system. The move, according to the trade group, would most likely be introduced at the state’s Senate. It must be noted that since 2000, automobile insurance has been mandated in Alabama. However, for a down payment of as low as $50, a driver could get a proof of insurance card which would be valid for six months. As such, even if the policy holder discontinues or has lapses in monthly ... (more) February 15, 2010

Incidents such as this have sparked a new legislation in the State of Missouri. A resident of Jasper County was driving her car in Joplin, Missouri when she met a vehicular accident involving an Oklahoman driver. While the latter was at fault, authorities could not hold said motorist for having no insurance simply because the vehicle was registered out-of-state. The sad part is, the local driver did not have coverage for collision nor the finance to have her car fixed. According to state Senator Gary Nodler, this is exactly the “loophole” which ignited the introduction of a bill aimed at ... (more) February 14, 2010